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Monday 25 January 2010

Top Tips to Save Money on Car Insurance

Everyone loves to save money whenever possible, however usually unless we are very lucky savings do not often come our way, unless we go out of our way to look for them. When it comes to insurance for your car, it is possible to save money on car insurance by shopping around and making comparisons. Wouldn't it be great if you could save hundreds of pounds on car cover? Well it is possible with some providers. While it is possible to shop around and compare the cost of insurance for your car there are some things you may be able to do yourself to help keep the premiums down as much as possible. Here are some tips to help you save money on car insurance.

One of the things that insurance providers take into account when you apply for car insurance is the risk of theft. Car theft is a huge problem all over the country and if you ensure that you have installed adequate security on your vehicle, your car is seen to be less of a risk. What types of security measures can you install? Well you might want to pick out a good quality alarm system for your car, fitting an immobiliser can help you to shave a little off the cost of your car insurance also. You might also want to consider a steering wheel lock and a tracking device in the event your car is stolen can help it be recovered. Any of these suggestions might help you to save money on car insurance, which allows you to recoup the cost of the equipment.

The younger driver usually has to pay more in insurance costs than the older driver. If you are a younger car driver, you may want to try a specialist provider who tries to give the younger driver a fair chance at obtaining competitive premiums for car insurance. As a younger driver, you might take advanced driving lessons to prove you are a responsible driver and choose a moderate vehicle as opposed to a fast, large engine sports car. The more powerful the car the more insurance costs and for the younger driver a sports car might be good on the image but not on the pocket.

There are also special deals on insurance for women as some insurance providers now offer tailored insurance aimed with women in mind. Despite the many jokes that fly around insurance companies have said that women tend to make fewer serious claims than men. They also drive smaller cars, which again helps them to keep down the insurance premiums. Simply by shopping around anyone regardless of gender or age may be able to save money on car insurance.

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Article Source: http://EzineArticles.com/?expert=Allison_B_Blackburn

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